Is College Worth It? Survey Shows 97% of Gen Z Affirm the Value of College

Okay, I need to write an extensive, journalistic article based on the provided context. The user specified using XenForo BBCode strictly, so I have to remember to use only , , and

• tags. Let me start by understanding the context given.
  
  The title is "Is College Worth It? Survey Shows 97% of Gen Z Affirm the Value of College." The context mentions a survey by ScholarshipOwl with 18,662 participants, high school and college students. The key point is that despite rising tuition costs and public debate, 97% of Gen Z still see college as valuable. The user wants a professional tone, at least 300 words, and formatted with the allowed BBCode tags.
  
  First, I'll structure the article. The title should be in and bold. Then an introduction paragraph summarizing the main finding. Next, maybe a section on the survey's methodology, then the key findings, followed by expert opinions or quotes, challenges faced by Gen Z, and a conclusion.
  
  Wait, the user mentioned to avoid markdown and use only BBCode. So headings can be done with and . Let me outline each
  
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